Wednesday, March 28, 2012

Mandate Is What You Have Been Asking For People!

For all you people against the health insurance mandate, here is a simple explanation of how it will help YOU, the person paying his/her hard earned dollars for your own insurance plan and make those lazy welfare bums you hate so much begin to pay their fair share.

Isn't that what you want? People to pay for their own health care and stop making you do it???

Okay. So Joe Blow has no insurance for whatever reason - unemployed, pre-existing condition, job doesn't offer it, can't afford, or maybe he's just an idiot who is hoping nothing bad happens to him.

So he rides it out and oops! Something bad happens. And because he hasn't been going to a doctor for yearly physicals or anything, he ends up in the emergency room and/or having a nice little hospital stay.

He can't pay.

Hospital is out money.

Hospital raises charges for those with insurance.

Insurance company does not like paying out more money.

Insurance company makes up loss in profit by increasing your premiums, deductibles and co-pays and/or decreasing services covered.


Now, if Joe Blow is required to find some sort of coverage, hospital gets paid, doesn't raise charges, your insurance company doesn't fear for its CEO's multimillion dollar bonus so doesn't take it out on you.

It is as easy as that.

So supporting the mandate helps you by requiring people to pay for their own insurance rather than gambling and leaving you to pay the ultimate bill.



Kexin said...

Thank you for the sense. It's refreshing.

And because I've read a good deal more of your blog while I've been laid up with the flu, thanks for the humour and the touching stories.

I appreciate you.

JanetLee said...

Thanks! Hope you are feeling better.

Saphyre Rose said...

You have it precisely right. I already have my insurance company demanding pre-certifications for most prescription drugs before they will let me pay the copay. This then becomes a 3 month long struggle that doesn't get resolved until my husband's benefits coordinator at work calls the insurance company. In 6 months it starts all over again when the precert ends.
All of this because someone some where might be getting a) A "free ride", b) high from the drugs or c) a condition that is really going to cost them in the near future.
Now those who bitched about Obamacare can take that mandate and staunch their bleeding wallets with it.